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Used Car Dealer in El Paso, TX

Auto Purchases or How We Learned to Stop Worrying and Use Consumer Credit

A short history of consumer credit and financing

 

A little history is never out of style, especially not when we think about the way our economy works today and our concept of what it means to buy stuff. America has a consumer culture that likes to spend money on quality products and is always looking to upgrade.  Today, a lot of what we do runs on credit. We live in a country of innovation, where things are always getting better, improving, and changing and this leads to better products. When it comes to automobiles, America has a great history of being at the forefront of the industry from its inception. As soon as the car was introduced into our society, there were major changes in a variety of sectors and areas of public life. Let’s take a look at the way the country developed [...]

Whether you are buying a new car or a used car, a vehicle is still an important decision. It’s likely that your car will play a big part in how you get to work, take care of your family, and get from point a to point b. If you’re buying from a used car dealership, you want to make sure you’re buying from a place that allows car financing. If you’re looking to purchase a previously owned vehicle, here are a few things you can keep in mind.

Many people will wonder why purchasing a used car is a good idea. Why not just get a new one? There are several benefits to purchasing a used car. Did you know that when you buy a new vehicle it starts losing value as soon [...]

close up of a car salesman from an in house financing car lot making the ok sign with a contract in an envelope with a model car on topIf you have ever found yourself sitting in a dead car needing to get to school, work or your child’s school, you know how vital a car can be. This is especially true when you are used to driving a car on a daily basis only to find it break down. It can be even worse when you have a car that is emptying your wallet due to excessive mechanical breakdowns. The situation only gets worse when you don’t have enough credit to go buy a new vehicle to go about your daily needs. The good news is, when you turn to in-house financing car lots, you [...]

Alameda car dealer shaking hands with a potential client with a white car in the backgroundWhen you need to buy a used car, Alameda car dealers can be the best choice for you. This street has a number of great used car options. In one of these many lots, the car for you could be waiting. In El Paso, there is no shortage of used car dealerships. All of them vying for your attention and money, but only one offers service that cares. At Express Auto Credit, you can find a car at a reasonable price that will fit your needs perfectly. Before you make a purchase however, consider the following three things.

Consider Your Budget When Shopping at Alameda Car Dealers

The first thing you need to think about is your budget for a [...]

used cars for sale

You are on the freeway when the sound you dread begins. It’s a deep rumbling from the core of your car’s engine. A rattle that shakes your wheels and makes you clench your teeth. In your gut, you know that the time to find a newer car is at hand, but there’s a big problem standing between you and a working air conditioner: less than perfect credit. Now, there is no need to dread your credit check when you go into a dealership, in fact, many dealers are willing to work with you nowadays. Express Auto Credit has helped many in El Paso get a quality used car when their credit is not stellar. We have a variety of used cars for sale and are willing to work with you.

Buy Here, [...]

model car on top of a buy here pay here agreement in front of a car salesmanIf you have visited any of the car dealerships on Alameda Avenue you are probably wondering what exactly buy here, pay here financing is. Essentially, this form of financing is great for anyone looking to drive off a lot with a used car the same day. A used car dealership can use this form of financing to provide a vehicle for even those with less than favorable credit. This is just one of the benefits you can find. When you turn to these services you have the opportunity to increase your credit score as well.

What is Buy Here, Pay Here Financing?

When a car dealership offers buy here, pay here services, they are offering to finance your [...]

Closeup portrait happy, smiling, young attractive woman, buyer sitting in her new car isolated outside dealer, dealership lot office. Personal transportation, auto purchase conceptWhen you are shopping for used cars on Alameda Street you can become overwhelmed with the sheer amount of vehicles available. Not only that, you can choose from cars, trucks and SUVs. When stopping at one used car dealership after another you may want to give up. To begin, if you are looking at used cars you are on the right track. Buying used gets you less depreciation and more bang for your buck. Secondly, shopping at buy here, pay here financing lots you have better options when it comes to less than perfect credit. The hard part is picking the right vehicle for your needs. We have a few tips.

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Happy family bought a pre used vehicle

Finding the right vehicle for your needs can be hard. This is one of the largest investments most people make. For that reason it is important to do the right research and consider many factors when shopping for cars. First and foremost, if you are looking to get more value out of a car be sure to shop for pre-owned vehicles in El Paso. When you shop at a used car lot you can be sure to find good value and a reliable vehicle. If you are skeptical we have a few facts about used cars that may change your mind.

Don’t Pay for Depreciation

Depreciation is not a myth or just another cliche. New cars lose up to 20 percent of their value the moment you sign [...]

Smiling young couple shaking hands with a car salesman at a buy here pay here dealership

After a string of bad decisions you may be left with less than fair credit. Perhaps you learned money lessons the hard way. Or maybe you got a credit card because of a dire situation. Now you need a car and you can’t find a dealership that will give you a loan. A buy here pay here car dealership may be the right option for you. Not only will you be able to purchase a car, but you may end up with better credit at the end of the process.

What is a Buy Here Pay Here Dealership?

Buy here pay here financing means that the car dealership will give you a loan in which you make cash payments to [...]

two hands shaking in front of a blurred used car for saleWhen you are looking for a used car in El Paso it can be quite stressful knowing how to choose the right vehicle. Aside from finding the make and model you want in a sea of used cars for sale, you have to worry about possible engine problems. Not only that, car payments, insurance payments, and saving for regular maintenance are a whole other aspect to consider. At Express Auto Credit we have a few tips to help you on your search.

Step 1: Calculate Your Budget

Before you even start looking at used cars for sale be sure to pin down your budget. Take a look at your expenses and figure out what you can afford for monthly payments. You also will want to [...]

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